The article discusses the benefits of owning the American Express trifecta, which consists of three cards – The Platinum Card from American Express, the American Express Gold Card, and the Blue Business Plus Credit Card from American Express. These cards, when used together, offer a powerful combination of earning rates, welcome offers, and perks.
The Platinum Card from American Express is considered one of the most valuable cards available. It offers a hefty welcome offer of 80,000 Membership Rewards points after spending $8,000 within the first six months of card membership. The card also provides various luxury travel perks such as annual airline incidental credits, Uber Cash, Saks Fifth Avenue statement credits, hotel booking credits, Clear Plus membership statement credits, digital entertainment statement credits, and Equinox statement credits. With these benefits, cardholders can easily cover the $695 annual fee.
The American Express Gold Card is a mid-tier option that offers lucrative earning rates and value-added perks. It provides up to $120 in annual dining credits and up to $120 in Uber Cash for U.S. services annually. The card earns 4 points per dollar on dining at restaurants, 4 points per dollar at U.S. supermarkets, 3 points per dollar on flights booked directly with airlines, and 1 point per dollar on other eligible purchases. The welcome offer is currently 60,000 Membership Rewards points after spending $6,000 within the first six months of card membership. The annual fee for this card is $250.
The Blue Business Plus Credit Card from American Express is a no-annual-fee card that earns 2 points per dollar on the first $50,000 in annual spending, and 1 point per dollar after that. This card is beneficial for everyday non-bonus spending and also provides access to valuable Amex Offers.
When considering the total cost in annual fees, the Amex trifecta comes out to $945. However, the long-term value of these cards comes from the complementary bonus categories they offer. The combination of these cards allows cardholders to earn points and enjoy various perks in different spending categories, maximizing their benefits.
In conclusion, the American Express trifecta offers a powerful combination of earning rates, welcome offers, and perks. These cards, when used together, provide outsized value with a reasonable price tag. Whether you are a frequent traveler or an infrequent traveler, the Amex trifecta can unlock serious value and enhance your overall credit card experience.