The World of Hyatt Business Credit Card is designed for business owners who are loyal to the Hyatt brand or who spend a significant amount of money at Hyatt properties. While the card comes with a $199 annual fee, it offers several benefits and perks that can make it worth the cost.
One of the biggest advantages of the World of Hyatt Business Credit Card is the welcome offer. New applicants can earn up to 75,000 bonus points by meeting the spending requirements. This bonus is valued at up to $1,275 according to The Points Guy, making it a generous offer for new cardholders.
The primary way to use the World of Hyatt points is for hotel stays. These redemptions can include free night awards and Points + Cash payments. Points can also be used for dining, spa or meeting credits, as well as for room upgrades and rental cars. The flexibility of these redemption options makes the World of Hyatt points valuable and versatile.
Another benefit of the World of Hyatt Business Credit Card is the $100 in annual credits. Cardholders receive a $50 statement credit when they spend $50 or more at Hyatt hotels and resorts, up to twice per year. This effectively brings the card’s annual fee down to $99. If you frequently stay at Hyatt properties, taking advantage of these credits can easily justify the annual fee.
The World of Hyatt Business Credit Card also offers opportunities to earn stay credits toward elite status through spending. For every $10,000 spent each calendar year, cardholders receive five tier-qualifying night credits. Additionally, if the cardholder and their employees collectively spend at least $50,000 in a calendar year, they receive a 10% bonus on points redeemed for various rewards. These perks are valuable for those who spend a significant amount on hotel stays and want to maximize their benefits.
As a World of Hyatt Business cardholder, you also receive complimentary Discoverist status each year. While this is the second-lowest World of Hyatt status tier, it comes with perks such as discounted hotel rates, late checkout, and preferred room upgrades. Additionally, resort fees are waived when staying at a hotel using points or free night awards. These benefits can enhance your overall experience when staying at Hyatt properties.
In addition to these benefits, the World of Hyatt Business Credit Card offers various travel protections and earns World of Hyatt points on every purchase. The card earns 4 points per dollar spent at Hyatt hotels and participating Small Luxury Hotels of the World locations, and 2 points per dollar spent on fitness club and gym membership purchases. It also earns 2 points per dollar spent in the top three spending categories each quarter. While the 1.7% return on everyday spending may not be the highest, it can contribute to earning tier-qualifying nights toward status each year.
Overall, if you can take advantage of the $100 in annual credits and frequently stay at Hyatt properties, the World of Hyatt Business Credit Card can be a valuable choice for your business. The benefits and earnings rates, combined with the welcome offer and elite status perks, can easily justify the $199 annual fee. However, if you are only an occasional Hyatt guest or prefer a different set of benefits, a general travel rewards credit card or the personal version of this card may be a better choice. Consider your spending habits and travel preferences before deciding on the right card for you.