From vet bills to dog food: How to earn points, miles and cash-back rewards on pet expenses

When it comes to maximizing points and miles for your family, there’s no reason to leave out your furry family members. Whether you have a points pup or a first-class feline, there are plenty of ways to turn your monthly orders for pet supplies into your next vacation. Here are some tips on how to make the most of your pet-related purchases and earn rewards along the way.

One of the best shopping revolutions of the 21st century is having pet food delivered right to your door thanks to online shopping. Luckily, when you order pet food and other supplies online, you can easily rack up rewards just like you do with most other online purchases. Start by shopping through an online portal to earn miles or cash back on your purchases. Websites like can help you find the online shopping portal that offers the most points, miles, or cash back per dollar spent at the store where you want to shop. For example, you can earn 1 mile per dollar spent at Petco through American AAdvantage and United MileagePlus, or up to 4 miles per dollar spent at Walmart with American AAdvantage. Other portals like Chewy offer 1 mile per dollar spent on various airlines’ loyalty programs.

To further maximize your rewards, consider using credit cards that offer cash back or points on pet purchases. For example, the Blue Cash Preferred® Card from American Express and Chase Sapphire Reserve® cards often have offers that allow you to earn cash back or points when you buy pet-related items. You can also use cash back shopping portals like Rakuten to earn rewards on your pet purchases. During special promotions, you can earn a significant amount of cash back on purchases from pet stores like PetSmart.

In case of emergencies or unexpected vet bills, credit cards can be a lifesaver. Many credit cards offer introductory 0% APR on purchases for a certain period of time after opening. This can help you manage the cost of vet bills and fit them into your budget. For example, the Chase Freedom Unlimited® card offers 0% APR on purchases for the first 15 months, allowing you to make manageable monthly payments while still earning valuable rewards.

If you’re a United Airlines frequent flyer, you can also earn miles by purchasing electronic gift cards within the United MileagePlus X app. This allows you to earn bonus miles by paying with the gift card at the register or online. You can find bonus mile opportunities at pet-friendly shopping destinations like Petco, Walmart, and Sam’s Club within the app. And if you have a United Airlines credit card, such as the United Explorer Card, you can earn a 25% bonus on miles earned via the app.

If you order your pet supplies through Amazon, there are even more ways to stack earnings and save money. Set your orders on an Amazon subscribe-and-save subscription to get discounts on items like pet food and treats. You can also buy Amazon gift cards at U.S. supermarkets with an American Express® Gold Card to earn 4 Membership Rewards points per dollar spent. Alternatively, you can use the Ink Business Cash® Credit Card to purchase Amazon gift cards at an office supply store and earn 5% cash back. The Prime Visa card is another option that offers 5% back on Amazon purchases.

In addition to earning points and miles, your rewards credit cards can help you save money on pet costs. Take advantage of offers like Amex Offers and Chase Offers to automatically save money or earn bonus points on pet-related purchases. These offers come and go, but some examples include getting a $45 statement credit when you spend $150 or more at Dr. Marty Pets or earning 10% cash back on purchases from Bark Box or Kriser’s Natural Pet.

When it comes to choosing the right credit card for pet costs, a solid everyday credit card is probably your best choice for charges like vet check-ups and grooming appointments. Consider using a card like the Bank of America® Customized Cash Rewards credit card, which offers 3% back on your choice of rotating categories, including online shopping.

In conclusion, there are plenty of ways to maximize points and miles for your furry family members. By shopping through online portals, using credit cards that offer rewards on pet purchases, and taking advantage of special promotions and offers, you can turn your pet-related expenses into valuable rewards that can fund your next vacation. So go ahead and spoil your pets while earning rewards at the same time!

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