Business gold card: 130,000 points offer, lower annual fee!

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American Express recently made changes to the Business Gold card. While the card now has a higher annual fee, it comes with a set of new benefits. American Express is currently offering a welcome bonus of 130,000 Membership Rewards points on this card. Also, if you sign up now, you can get in with the lower annual fee.


I was able to pull up the offer by using one of Amex’s refer-a-friend links in an incognito browser. The offer showed up right away. If you’re unable to see the offer, you can clear your browser cookies and history and try again. If that doesn’t work, you may also try a different browser altogether.

With this offer, you’ll earn a welcome bonus of 130,000 Membership Rewards points after you spend $10,000 in the first 3 months of card membership. This is pretty easy for most people to meet as it requires a monthly spend of $3,334.

Get the card now, with the lower annual fee! Click here for the 130,000 points offer!

Terms and Conditions

T&Cs for the 130,000 points offer

In case you already have the Business gold card, you may not be eligible for the bonus again. The terms and conditions of this offer clearly state that it is for new cardholders. You may not be eligible to receive a welcome offer if you have or have had this Card or previous versions of this Card. You also may not be eligible to receive a welcome offer based on various factors, such as your history with credit card balance transfers, your history as an American Express Card Member, the number of credit cards that you have opened and closed, and other factors. If you are not eligible for a welcome offer, we will notify you prior to processing your application so you have the option to withdraw your application.

Also, if you sign up for this offer now, you’ll be charged an annual fee of $295. If you apply for this offer after 02/01/2024, you’ll be charged an annual fee of $375.

Sign up now and pay less in annual fees!


If you can apply for the card now, then you’ll get the best of both worlds. Firstly, you’ll enjoy the lower annual fee of $295 for the first year. Secondly, you’ll get an amazing welcome bonus of 130,000 Membership Rewards points instead of the usual 70,000 points bonus that Amex offers. That’s almost double the points!

Apply Now for the 130,000 points offer!

Which is your favorite business credit card from American Express? Tell us in the comments section.


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