The Blue Business Plus card from American Express is a highly underrated credit card that offers a range of benefits and rewards. This card has been in my wallet since 2018 and I believe it is worth considering for anyone in need of a business credit card.
One of the standout features of the Blue Business Plus card is that it charges no annual fee. This is significant because American Express has increased fees on many of their cards in recent years, often by upwards of 30%. These fees can quickly add up if you carry multiple credit cards, so the fact that the Blue Business Plus card is fee-free is a big advantage.
In addition to no annual fee, the Blue Business Plus card also offers a 0% APR for the first year. This means that you won’t have to pay any interest on purchases and balance transfers for the first 12 months of card membership. This can be a great way to save money and manage your cash flow when starting or growing your business.
Currently, the Blue Business Plus card also has a welcome bonus of 15,000 Membership Rewards points. To earn this bonus, you need to spend $3,000 in the first three months of card membership. Membership Rewards points are a valuable currency that can be redeemed for travel, gift cards, merchandise, and more. They can also be transferred to Amex’s transfer partners, providing even more value.
Beyond the welcome bonus, the Blue Business Plus card earns 2x Membership Rewards points on every dollar spent, up to a maximum of $50,000 per calendar year. This means that if you put your monthly expenses on the card, you can earn an additional 100,000 Membership Rewards points each year. All other purchases earn 1 point per dollar spent.
The ability to earn and transfer Membership Rewards points is a major advantage of the Blue Business Plus card. Amex has a range of transfer partners, including airlines and hotels, which allows you to get more value out of your points. This flexibility makes the Blue Business Plus card a great option for those who want to maximize their rewards and travel benefits.
It’s worth noting that the Blue Business Plus card is a business credit card, so you will need to have a business to apply. Additionally, there are certain restrictions and eligibility criteria that may apply, such as Amex’s once-in-a-lifetime rule. However, if you meet the criteria, this card can provide great value and benefits.
In conclusion, the Blue Business Plus card from American Express is a highly underrated credit card that offers a range of benefits and rewards. With no annual fee, a 0% APR for the first year, and the ability to earn and transfer Membership Rewards points, this card is a great option for business owners looking to maximize their rewards and travel benefits.